a person improving land he has taken up, as distinguished from a land speculator.
See also: settler
- 1799  Notice is hereby given, that the reserves on Dundas-street are now ready to be Leased; and will be leased to actual Settlers only, on such terms as may be known at the Council-Office.
- 1909  The actual settlers had to open and improve their roads, build the school houses and churches, and otherwise enhance the value of the speculator's land, while the speculator himself was sleeping.